If you have moved and incurred damage to your possessions, you may wonder how to file an insurance claim against your local moving company. You can submit your complaint to the FMCSA, which oversees moving companies in the United States. This agency accepts complaints about lost or damaged items, overcharges, or failure to deliver goods. You can submit your complaint online, by phone, or in person. In general, you have 120 days to resolve the issue. best local movers near me
Upon receiving your move, the moving company should provide you with a copy of its bill of lading, which lists the items they moved and their condition before moving. Check this list carefully to find any damage or missing items and document them on the bill of lading. Documenting any concerns on the bill of lading will improve your chances of successfully filing an insurance claim. In addition to the bill of lading, you should take photos of the damaged items to accompany your claim.
Once the claim is filed, the moving company must send a claims adjuster to investigate your complaint. If you are unhappy with their response, you can refuse their offer and file a civil lawsuit. But if you aren’t satisfied with the company’s response, you may have to settle for a lower price. If the mover is unable to agree to a fair settlement, you may have to file a lawsuit. This may be a lengthy and costly process, so it is best to resolve the problem with the moving company.
In addition to taking photographs of the damaged items, you should also gather as much documentation as possible. In this way, you will be able to prove damage and get compensation. Remember, that you can even file a claim with your insurance company even if the mover did not provide a copy of the invoice. Even if the moving company does not offer compensation, you still need to take pictures to prove the damage.
Damage claims against moving companies are fairly common. You should always try to negotiate for a fair settlement. If you’re not satisfied with the company’s response, consider taking legal action. However, be aware that a lawsuit will be costly and time-consuming. Remember to keep calm and take your time. If the situation is too serious, file a claim. But be aware that you may not be able to get the compensation you deserve without a legal fight.
Lastly, make a detailed inventory of your possessions. This list, called a bill of lading, should detail what condition each item is in when it arrives. If anything has been damaged, write down the amount of the damages or missing items. If you are able to identify the exact value of each item, you can use that information to file your insurance claim against the moving company. You should also keep copies of all the receipts, credit card statements, and communication details that may help you in your insurance claim.