Reputable Moving Companies That Take Credit Cards

Before you choose a moving company, you need to ask a few questions: What payment methods do they accept? Are they able to accept credit cards? What is the chargeback risk? Is it safe to use a credit card for moving expenses? This article will discuss the reputation of moving companies that accept credit cards.

Payment options

do moving companies take credit cards

Moving is a complicated process that requires payment options. Although cash is the most common method of payment, credit cards are often a better option if you have to make a larger deposit or if you are moving long distances. Some credit card companies offer fraud protection programs. You can also avoid interest payments by paying the balance off at the end each month. However, you should avoid using a credit card to pay for the entire move if you're not able to do so.

Another option for payment is through a cashier's check. This option provides you with a tangible proof that you have paid and you don’t need to wait for your check clear. You can also pay electronically using PayPal or Google Pay. No matter which option you choose to use, ensure that you are using secure payment systems.

Chargeback risk

Residential movers face higher chargeback risk than other types of businesses. Because residential movers often have large average tickets, chargebacks can be more costly than minor fees. Nonetheless, there are ways to reduce chargeback risk for moving companies. Here are some tips: a. Make sure all payment transactions are documented.

b. Avoid unauthorized charges. A chargeback may be issued to the company if a customer complains about an inaccuracy in a bill. A chargeback is an expensive penalty for a merchant and can endanger their business. In such a case, a legitimate moving company can apply for a merchant account from SecureGlobalPay.

c. Know your chargeback ratio. Credit card issuers often monitor chargeback rates to determine if your company is responsible. You could be subject to a higher reserve requirement and even lose your merchant account if your rate is too high.

Interest rates

Credit cards are a convenient way to pay for a move, but they have higher interest rates than personal loans. If your credit is poor or you don't have any cash saved up for a down payment, this method isn't ideal. Before you decide whether to use a card to pay for your move, make sure to compare your options and the interest rates.

The federal funds rate is the rate banks charge consumers to borrow money. Interest rates are linked to it. The rate increases every year, and it's possible that it will go higher this year.

Reputable moving companies who accept credit cards

Reputable moving companies will accept credit cards. This will save you time and make it easier to pay for your move. Even though you can pay in cash for a small move you might end up paying thousands of dollars. A credit card can help you avoid interest and allow you to cancel payments at a later time. However, you should be wary of movers who demand cash up front.

To avoid scams, look for a moving company with a reputable MC number and a Web site that lists their registration with the Better Business Bureau. This information can be found on the Better Business Bureau's site or by using the BBB’s Scam Tracker.

Tips for paying with your credit card

If you are planning to pay the movers with a credit card, make sure to check your moving company's policy. Some of them allow credit card payments, but others won't. If they don't, you can always challenge the payment through your credit provider. Make sure to tip your moving crew. Tim Schneeman, general manager of Allied Van Lines, said that customers can tip their crew members between $20 and $100.

Paying with a credit card should be done at a low interest rate. While you may have plenty of savings to cover the cost of the move, it's always better to pay in cash. You can avoid paying interest rates and will have more money to spend after the move.