If you hire a local moving company, it is essential to sign an insurance addendum to protect yourself and your property. This document covers the costs of damage or loss of your items, and is also required for certain types of moves. Local movers should have this document on hand. However, many of them will not, and you should be sure to read over it carefully before signing. In some instances, you can choose to purchase an additional liability insurance addendum, but it is generally not necessary. highly rated local moving companies